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Mortgage Process
Buyer's Desires
Buying Strategy
Making an Offer
Offer to Possession
Meet Laura


Calgary Home Real Estate
Laura Oyen
Top 10 Realtor at #1 Re/max Office in the World*
Buying a Home

A Mortgage is a complicated legal and financial transaction. When it is time to get your home mortgage, be sure to ask a lot of questions of the lending institutions, read fine print, then compare what different institutions offer. Contact Joe with your Mortgage Concerns, and use the guideline below to get you started.

Mortgage Information Sheet

  1. How is the interest calculated?
  2. How does the difference affect my payment?
  3. Ask about service policies?
  4. Request a complete fee schedule to see fees involved.
  5. Clarify fees not understood. Keep in mind some mortgage related charges are negotiable.
  6. Why are certain options right for you?
  7. Ask for pros & cons of the different mortgage terms?
  8. What added/hidden expenses are there in taking out a mortgage?
  9. Ask about the 5% Down-payment Program.
  10. Ask about RRSP Home Buyers Plan if a first time buyer.
    *(1997) Based on Close Transactions
    Copyright, 1998, Laura Oyen, Calgary Realtor, All rights Reserved